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Monday, December 21, 2015

General Knowledge Quiz - 21 December 2015

1. Baglihar Dam, also known as Baglihar Hydroelectric Power Project, in Jammu & Kashmir is built across which river?
[Category: India GK]
[A]Chenab
[B]Beas
[C]Sutlej
[D]Jhelum

2. Which among the following has been registered as strongest storm of 2014 as of September-October 2014?
[Category: India GK]
[A]Hudhud
[B]Vongfong
[C]Haiyan
[D]Phanfone

3. Which among the following is the largest consumed edible vegetable oil in India?
[Category: India GK]
[A]Soya oil
[B]Palm oil
[C]Coconut oil
[D]Sunflower oil

4. Which Indian player refused to accept Medal at the podium to protest the loss of semi-finals at Incheon Asian Games?
[Category: India GK]
[A]Jwala Gutta
[B]Sarita Devi
[C]Mary Kom
[D]Mandeep Kaur

5. Who was the founder of Rashtriya Swayamsevak Sangh?
[Category: India GK]
[A]Keshav Baliram Hedgewar
[B]Dr.B.S.Moonje
[C]M.S.Gowalkar
[D]Shyam Sundar Chakravarthy

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Friday, October 9, 2015

Learn English Grammar Concepts

Select the topic you want to learn


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Learn English Grammar Online | Conjunctive Adverbs

Conjunctive Adverbs

Conjunctive adverbs join independent clauses into one sentence and facilitate creating a shorter sentence. When using a conjunctive adverb, put a semicolon (;) before and a comma (,) after it.

Some examples of conjunctive adverbs are: accordingly, besides, consequently, finally, however, indeed, instead, likewise, meanwhile, moreover, nevertheless, otherwise, still, therefore, then, etc.

·         The due date for submission has passed; therefore, I could not make mine on time.
·         It rained hard; moreover, lightening flashed and thunder boomed.
·         We have different methods of implementation; however, all result in the same output.

A conjunctive adverb is also used in a single main clause. In this case, a comma (,) is used to separate the conjunctive adverb from the sentence.

·         I woke up very late this morning. Nevertheless, I wasn’t late to office.
·         She didn’t take the cab to work today. Instead, she drove her car.
·         They returned home. Likewise, I went home.

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Thursday, October 8, 2015

Learn English Grammar Online | Gerunds

Gerunds

A Gerund (verb+ing) acts like a noun in a sentence.

·         Seeing is believing.
·         Working is always fun.
·         My hobby is reading.
·         I like watching plays.
·         I am afraid of presenting on a stage.

Often, a possessive noun or pronoun comes before a gerund.
·         I hope that you don’t mind her using your system.
·         Don’t be angry about him leaving early.
·         You will be amazed by my writing.

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Wednesday, October 7, 2015

Learn English Grammar | Possessive Nouns

Possessive Nouns

Possessive nouns are used to indicate ownership. They are generally formed by adding an apostrophe () and s.

Singular noun – Add an apostrophe (’) and s.

Kate’s e-mail
Paula’s workstation

Plural noun – just add an apostrophe (’)

My parents house
The senior citizens lounge

Two people own one thing – add the apostrophe (’) and s to the second person only

Tom and Jane’s report
Justin and Lindsay’s house

Two people own separate thingsadd the apostrophe (’) and s for each person

Tim’s and Frank’s laptops
Ben’s and Lock’s offices

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Sunday, October 4, 2015

Banking Terminology Made Easy-1

Santa: I have heard recently that Mr. Rajan has reduced Repo Rate by 50 basis points and everyone is saying that this is good for the market. Loan EMI may also come down. What is this rate cut means actually? I want to understand this.
Banta: To understand this you first need to know, how does a bank function.
Santa: Why?
Banta: Because all these are inter-related. Tell me – what does a bank do?
Santa: Bank takes money from depositors and gives loan to earn interest. That way they keep everyone happy and make a profit also.
Banta: Correct, but there are more to it. Let me explain this in a very simplistic way. Bank needs money. Bank can get money from depositors like you and me and also from RBI. But bank also needs to pay certain interest to us and also to RBI.
Santa: Ok.
Banta: Let us try to understand first – what happens when we deposit, say, Rs. 100 with a bank.
Santa: I know that. Bank gives that Rs. 100 to someone who needs a loan.
Banta: No, it is not that simple. Remember, though bank can earn interest by giving away loans, but it is also very risky. There are many cases of loan defaults. This way banks can put all our money into high risk areas. It has to be protected.
Santa: How?
Banta: Ok, RBI has made it mandatory that upon receiving, say, Rs. 100 – banks first have to deposit Rs. 4 with RBI. RBI keeps this Rs. 4 in its current a/c and hence banks do not receive any interest on this money. This is known as Cash Reserve Ratio or CRR, which is currently at 4%.
Santa: Hmmm, then?
Banta: RBI has also made it mandatory that upon receiving, say, Rs. 100 – banks need to compulsorily buy central and state govt. securities of Rs. 21.50. Of course banks will earn some interest income here. This is known as Statutory Liquidity Ratio (SLR), which is currently at 21.50%.
Santa: Ok, so you mean to say that upon receiving Rs. 100, banks can spend only Rs. 74.50 at its own will.
Banta: Correct. 100 – (4 + 21.50) = 100 – 25.50 = 74.50
Santa: But you were saying that banks can also borrow from RBI. What interest banks pay to RBI?
Banta: Before 30th September, banks were paying 8.25% interest to RBI when it borrows money from RBI. Now this rate has been reduced by 50 basis points. So banks now need to pay interest to RBI, if it borrows from RBI, at the rate of 7.75%. This is known as Repo Rate.
Santa: Can fixed deposit rate be affected by reduction of Repo Rate?
Banta: Of course. If banks get money from RBI @7.75%, why will banks pay higher interest to you and me? One year FD rate is already revised by many banks and it is equal to or very close to 7.75%.
Santa: But as now banks are getting money at a cheaper rate, then they should reduce the loan interest rate i.e. passing on the benefits it receives.
Banta: Correct. They should. And on that hope market is cheering. If companies get loan at a cheaper rate, they will likely to expand their businesses. That will create more jobs, more income and boost the economy.
Santa: How is inflation linked to this?
Banta: See, when loan becomes cheaper, people tends to borrow more. That means people will have more money to spend. This will increase the demand for goods, and if supply does not increase to match this demand, then prices will increase.
Santa: So there is a chance, that inflation may rise also?
Banta: Well, yes. But inflation depends on many other factors as well, like production (industrial and agricultural), manufacturing, export – import, foreign currency movement etc. So inflation may increase or may not.
Santa: One last question. Like we deposit our money with banks, can banks also deposit their money with someone?
Banta: Yes, they can deposit with RBI and earn interest too. This interest is typically 1% less than the repo rate. This rate is known as Reverse Repo Rate.
Santa: Great! So now I understand CRR, SLR, Repo Rate, Reverse Repo Rate and their impact on deposit rate, loan interest rate and on inflation. Thanks.
Banta: Welcome!
................ Santa Banta can be very informative as well. 😊

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Thursday, October 1, 2015

Learn English Online | Articles

Articles

The words a, an, and the are special adjectives called articles.

Indefinite Articles (A and An) -- Refers to any noun from a group of nouns.

·         Used before singular nouns that are unspecified :: a pencil, an orange
·         Used before number collectives and some numbers :: a dozen, a gallon
·         Used before a singular noun followed by a restrictive modifier :: a girl who was wearing a yellow hat
·         Used with nouns to form adverbial phrases of quantity, amount, or degree :: I felt a bit moved with all this

An - used before singular count nouns beginning with a vowel (a, e, i, o, u) or vowel sound :: an apple,  an issue, an office, an hour

A - used before singular count nouns beginning with consonants (except a, e, i, o, u) :: a stamp, a desk, a printer, a document

Definite Article (The) -- Refers directly to a specific noun or groups on nouns. It is used to:

·      Indicate a noun that is definite or has been previously specified in the context :: Please share the information
·      Indicate a noun that is unique :: The India Gate is nearby
·      Designate a natural phenomenon :: The nights get shorter during summer
·      Refer to a time period :: This song was very popular in the 1980s
Indicate all the members of a family :: The Smiths have been invited for dinner

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Wednesday, September 30, 2015

Daily Quote | Inspirational Thought | Quote of the Day

Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.
                                     
                                                                                    -- Dale Carnegie

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Monday, September 21, 2015

General Knowledge Quiz

1. How many furlongs is one mile?
[Category: Railway Exams GK]
[A]Six
[B]Eight
[C]Four
[D]Twelve


2. Who was the first President of United States of America?
[Category: LIC Exams GK]
[A]George Washington
[B]James Monroe
[C]Thomas Jefferson
[D]John Adams


3. Who among the following was born on 15th August, 1769?
[Category: MPSSB Exams GK]
[A]Winston Churchill
[B]Queen Victoria
[C]Napoleon Bonaparte
[D]George V


4. Who is the author of "A Streetcar Named Desire"?
[Category: MPEB Exams GK]
[A]Ian Fleming
[B]Jhumpa Lahiri
[C]Salman Rushdie
[D]Tennessee Williams


5. Which of the following countries is landlocked?
[Category: CAT Exams GK]
[A]Bolivia
[B]Cuba
[C]Brazil
[D]Colombia


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Indian Polity Questions Answers Quiz

1. Who was the first Lok Ayukt of Uttar Pradesh?
[A]Vishambar Dayal
[B]Vijaylaxmi Pandit
[C]Kailashnath Goyal
[D]Dwarika Prasad Mishra


2. Which one of the following amendment Acts added Bodo, Dogri, Maithili and Santhali Languages in the Eight Schedule to the Constitution?
[A]92nd Amendment Act, 2003
[B]91st Amendment Act, 2003
[C]97th Amendment Act, 2003
[D]100th Amendment Act, 2003


3. The power of the judiciary to entertain petitions for Public Interest Litigation can be traced to ___________________.
[A]Rule of law
[B]Writ jurisdiction
[C]Procedure established by law
[D]Due process of law


4. The President can make laws through ordinances ___________________________________.
[A]Under no circumstances
[B]During the recess of parliament
[C]Only on subjects contaied in the concurrent list
[D]On certain subjects even when Parliament is in session


5. Who is the ‘ex-officio Chairman’ of the Zonal Councils?
[A]Vice President of India
[B]President of India
[C]Union Home Minister
[D]Prime Minister of India


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General Science Quiz for Exams

1. A piece of stone and/or iron traveling through space that moves through the earth's atmosphere is?
[A]Meteor
[B]Planet
[C]Sun
[D]Moon


2. During the chemical process of hydrolysis what is reversed?
[A]Dehydration synthesis
[B]Cellular respiration
[C]Polymerization
[D]Photosynthesis


3. Mosses and ferns produce fertilized eggs that form ______. These are simplified seeds that have a limited food supply and no seed coat.
[A]Pistil
[B]Seeds
[C]Cones
[D]Spores


4. Which of the following helps keep body cool?
[A]Respiration
[B]Perspiration
[C]Urination
[D]Mastication


5. What is the life process used by cells to produce energy for cellular activities called?
[A]Photosynthesis
[B]Dehydration synthesis
[C]Cellular Respiration
[D]Cellular energetics


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Friday, August 14, 2015

Happy Independence Day

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Tuesday, July 21, 2015

Question of the day - 21 July 2015

RadheyShyam works in a sweets shop. The shop address is 77, Old Fort Market, 3rd Lane, Near Clock Tower, Town Hall, Delhi. He is very fat. His height is 5ft 2inches only. His waist is 42 inches. He wears shoes of size 7. What does he weigh?
Post you answers in the comments section.

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Monday, July 13, 2015

Teaser of the Day - 13 July 2015

If
9999 = 4
8888 = 8
7777 = 0
1616 = 2
3915 = 1
6666 = ?
Hint: No mathematical logic, just observe. Please answer and put in comments the reason.
[A]1
[B]2
[C]3
[D]4


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Saturday, July 4, 2015

General Science for Exams

1. Human sweat is the direct result of which life functions?
[A]Respiration and cellular growth
[B]Digestion and disease prevention
[C]Reproduction and cellular transport
[D]Waste removal and temperature control


2. Which of the following substances is an element?
[A]Chlorine
[B]Steel
[C]Sugar
[D]Plastic


3. Stainless is an alloy of ________________________.
[A]Iron, Chromium and Zinc
[B]Iron, Carbon and Nickel
[C]Iron and Manganese
[D]Iron, Chromium and Nickel


4. A deficiency of this mineral can cause stretch marks in our skin; this mineral is
[A]Magnesium
[B]Iron
[C]Zinc
[D]Sodium


5. After the first photons of light are produced, which process is responsible for amplification of the light?
[A]Planck's radiation
[B]Blackbody radiation
[C]Einstein oscillation
[D]Stimulated emission


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GK Quiz

1. Mark Zuckerberg, the founder of social site Facebook arrived in _____________, India on a two day visit (9-10th October, 2014) to take help of India in connecting people of the world.
[Category: IFSC Exams Current Affairs]
[A]Kolkata
[B]New Delhi
[C]Mumbai
[D]Bangalore


2. Union Government on 8th October 2014 decided to sell LED bulbs to households at _____ rupees against the market price of 400 rupees.
[Category: MAT Exams Current Affairs]
[A]10
[B]200
[C]180
[D]350


3. When was the World Post Day observed globally?
[Category: CIET Exams Current Affairs]
[A]14th October, 2014
[B]11th October, 2014
[C]8th October, 2014
[D]9th October, 2014


4. Union Ministry of New and Renewable Energy signed a Memorandum of Understanding (MoU) on 1st October, 2014 for setting up a Joint Venture Company to undertake the first-ever Offshore Wind Power Project in India along the ____________ coast.
[Category: REIT Exams Current Affairs]
[A]Gujarat
[B]Maharashtra
[C]West Bengal
[D]Kerala


5. Railway Ministry data released on 8th October, 2014 said that Railways' revenue earnings have gone up by over _______ during 1st April, 2014 to 30th September, 2014
[Category: Rural Banks Exams Current Affairs]
[A]10%
[B]12%
[C]8%
[D]15%


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Tuesday, May 19, 2015

Indian Polity Quiz

1. If India decides to have Presidential form of government, the first and foremost amendment has to be made affecting the _________________________.
[A]Executive-legislature relationship
[B]System of judiciary
[C]Provision pertaining to fundamental rights
[D]Composition of Parliament


2. The 42nd amendment to the Indian Constitution is notable because it gives ________________________________.
[A]Special treatment to Sikkim
[B]Special treatment to Jammu and Kashmir
[C]Primacy to Fundamental Rights over Directive Principle
[D]Primacy to Directive Principles over Fundamental Rights


3. By which amendment was the power of the lok Sabha to amend the Constitution affirmed?
[A]24th
[B]50th
[C]44th
[D]32nd


4. Which of the following amendments provided for the extention of reservation of SC's and ST's for another 10 years?
[A]37th
[B]45th
[C]64th
[D]22nd


5. Which of the following words were added to the Indian Constitution by 42nd Amendment?
[A]Democratic
[B]Federal
[C]Republic
[D]Socialist Secular


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Wednesday, April 29, 2015

General Knowledge Quiz

1. ____________ is the capital city of Norway.
[Category: Bank Exams Prep GK]
[A]Hamar
[B]Oslo
[C]Hastad
[D]Narvik


2. Which is the biggest state in USA?
[Category: IBPS Prep GK]
[A]Alaska
[B]California
[C]Arizona
[D]Michigan


3. What is the most popular indoor sport in USA?
[Category: SSB Exams Prep GK]
[A]Basketball
[B]Table Tennis
[C]Air Hockey
[D]Squash


4. Which Australian state was formerly known as 'Van Diemen's Land'?
[Category: RRB Prep GK]
[A]Victoria
[B]Queensland
[C]Tasmania
[D]New South Wales


5. Where was the first Indian Institute of Management (IIM) established in 1961 ?
[Category: SSC Exams GK]
[A]Kolkata
[B]Lucknow
[C]Bangalore
[D]Ahmedabad


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